खालील विधाने पहा:
(a) रिजर्व बँक रेपोदरात कपात करुन व्यवस्थेत आणखी रोखता आणते.
(b) व्यवस्थेतील रोखता शोषून घेण्यास रिव्हर्स रेपोदर रिजर्व बँकैस मदत करतो.
पर्यायी उत्तरे :

The correct answer is Option B ((a) and (b) are correct).

Key Points:
• Core Concept
• The Liquidity Adjustment Facility (LAF) introduced by the RBI consists of Repo and Reverse Repo operations to regulate daily liquidity and short-term money market interest rates.
• Why Correct
• Statement (a) is correct: Repo rate is the interest rate at which commercial banks borrow funds from the RBI by pledging government securities. When the RBI lowers (cuts) the repo rate, borrowing becomes cheaper for commercial banks, encouraging credit creation and injecting liquidity into the financial system.
• Statement (b) is correct: Reverse repo rate is the rate at which the RBI borrows funds from commercial banks. When commercial banks park their surplus funds with the RBI to earn interest, it directly absorbs/drains surplus liquidity from the banking system.
• Hence, both statements (a) and (b) are factually and theoretically correct.
• Key Details
• The policy interest rate corridor consists of MSF at the upper ceiling and Reverse Repo at the lower floor.
• Exam Traps
• Remember: Reducing the repo rate is an expansionary/dovish monetary policy that boosts liquidity, whereas hiking the repo rate tightens liquidity.
• Other Options
• Options 1, 3, and 4 misstate the mechanics of LAF operations.
• Key Takeaway: Reducing the repo rate injects liquidity into the market, while the reverse repo rate allows the RBI to absorb surplus liquidity.