ग्रामीण सहकारी पतपुरवठ्यासाठी दीर्घकालीन कर्जासाठी राज्यात कार्यरत असणारी सहकारी बँक कोणती ?

The correct answer is Option C (State Co-operative Agricultural and Rural Development Banks (SCARDB's)).

Key Points:
• The rural cooperative credit structure in India is bifurcated into short-term and long-term credit systems.
• Short-term Structure: Consists of State Cooperative Banks (SCBs) at the apex level, District Central Cooperative Banks (DCCBs) at the intermediate level, and Primary Agricultural Credit Societies (PACS) at the base/village level, providing short- and medium-term loans.
• Long-term Structure: Operates through State Cooperative Agriculture and Rural Development Banks (SCARDBs) at the state level and Primary Cooperative Agriculture and Rural Development Banks (PCARDBs) at the district/taluka level, specifically catering to long-term credit requirements for land development, purchase of heavy machinery, etc.
• Therefore, option (3) is the correct answer.
• Key Takeaway: State Cooperative Agricultural and Rural Development Banks (SCARDBs) provide long-term rural credit.