कोणती संस्था जागतिक बँकेची 'अल्पव्याजी कर्ज खिडकी' म्हणून ओळखली जाते ?

The correct answer is Option A (IDA).

Key Points:
• The International Development Association (IDA / आंतरराष्ट्रीय विकास संस्था) is universally renowned as the 'Soft Loan Window' (अल्पव्याजी / सवलतीची कर्ज खिडकी) of the World Bank.
• Established in September 1960, IDA provides concessional financial assistance—termed 'credits'—to the world's poorest developing countries at zero or near-zero interest rates with extended repayment periods (30 to 40 years, including 5- to 10-year grace periods).
• The five arms of the World Bank Group include:
• 1. IBRD: Loans to middle-income and creditworthy governments.
• 2. IDA: Concessional zero-interest credits and grants to the poorest countries (Soft Loan Window).
• 3. IFC: Direct investment and advisory services to the private sector in developing nations.
• 4. MIGA: Political risk insurance and guarantees.
• 5. ICSID: Settlement of investment disputes.
• The official MPSC final answer key confirms Option 1 (IDA).
• Key Takeaway: The International Development Association (IDA) is known as the World Bank's Soft Loan Window for providing zero-interest credits to poor nations.