खालील विधाने किसान क्रेडिट कार्ड योजनेबद्दल आहेत :
अ. या योजनेखाली शेतकऱ्यांना कुठल्याही प्रकारची कर्जे दिली जातात.
ब. ही योजना रोख कर्जाची सुविधा देते ज्यात कितीही वेळा रक्कम काढता येते.
क. ही योजना अल्पमुदत कर्जे, खेळते भांडवल आणि दीर्घमुदत कर्जे पुरवते.
ड. किसान क्रेडिट कार्ड धारकांना अपघात विमा संरक्षण दिले जाते.
वरीलपैकी कोणती विधाने बरोबर आहेत ?

The correct answer is Option D (b, c, d).

Key Points:
• The Kisan Credit Card (KCC) Scheme was introduced in August 1998 on the recommendations of the R.V. Gupta Committee, formulated jointly by NABARD and RBI.
• Evaluation of Statements:
• Statement (a) is incorrect: KCC does *not* grant credit for "any kind of loan" (such as speculative or unapproved non-productive personal pursuits); it is designated specifically for agricultural, allied, and household consumption needs.
• Statement (b) is correct: It operates as a revolving cash credit facility allowing farmers flexible withdrawals and repayments within the sanctioned limit.
• Statement (c) is correct: Revised KCC guidelines cover short-term crop loans, working capital for allied activities, and term-credit for farm asset maintenance.
• Statement (d) is correct: KCC comes with personal accident insurance cover (PAIS) covering death/permanent disability up to ₹50,000.
• Therefore, statements b, c, and d are correct (Option 4).
• Key Takeaway: KCC was launched in 1998 to provide revolving cash credit for short/medium farm operations alongside personal accident insurance.