खालील विधाने कृषी सहकार चळवळीशी संबंधित आहेत.
(a) या क्षेत्रात आवश्यकतेनुसार पतप्रवाह उपलब्ध व्हावा म्हणून राज्य सरकारांबरोबर रिझर्व बँक ही उपाययोजना करीत आहे.
(b) राज्य सहकारी बँका या सहकारी पतसंरचनेत सर्वोच्च आहेत.
(c) प्रादेशिक ग्रामीण बँका आता सहकारी कृषी आणि ग्रामीण विकास बँका म्हणून ओळखल्या जातात.
(d) राज्य सहकारी कृषी आणि ग्रामीण विकास बँका या मुख्यत्वेकरून अल्प मुदतीची कर्जे देतात.
वरीलपैकी कोणती विधाने खरी आहेत ?
(1) (a) आणि (b)
(2) (a), (b) and (c)
(3) (b), (c) and (d)
(4) (a), (c) and (d)

The correct answer is Option A ((a) and (b)).

Key Points:
• Agricultural cooperative credit structure in India:
• Statement (a) is true: RBI, NABARD, and state governments continuously coordinate to ensure timely flow of agricultural credit.
• Statement (b) is true: State Co-operative Banks (StCB) sit at the apex of the short-term cooperative credit structure in each state (above Central Cooperative Banks and Primary Agricultural Credit Societies - PACS).
• Statement (c) is false: Regional Rural Banks (RRBs) are distinct commercial-cum-rural banks established under the RRB Act 1975, not renamed as Cooperative Agricultural and Rural Development Banks.
• Statement (d) is false: State Cooperative Agriculture and Rural Development Banks (SCARDBs) provide long-term agricultural credit, not short-term loans.
• Therefore, only statements (a) and (b) are true, making option (1) correct.
• Key Takeaway: State Cooperative Banks are apex in state credit, and RBI/State governments ensure credit flow (Statements a and b).