प्राथमिक सहकारी पत संस्थांना खालील बाबींची पूर्तता करणे आवश्यक असते :
(a) त्या त्या खेड्यातील रहिवासी असणारे किमान दहा किंवा त्यापेक्षा अधिक सदस्य आवश्यक असतात
(b) या पतसंस्थांचे खेळते भांडवल हे सदस्यांकडून आकारलेले शुल्क किंवा ठेवींच्या स्वरुपात असावे
(c) या पतसंस्था शेतकऱ्यांना सवलतीच्या दरात कर्ज देतात
(d) या पतसंस्था फक्त लहान शेतकऱ्यांना कर्ज देतात
पर्यायी उत्तरे :

The correct answer is Option C ((a), (b) and (c)).

Key Points:
• Primary Agricultural Credit Societies (PACS):
• PACS form the grass-root level institutional tier of the three-tier Short-Term Cooperative Credit Structure (STCCS) in India.
• Statement (a) is correct: A PACS can be registered with a minimum of 10 or more persons residing in the same village.
• Statement (b) is correct: Its working capital is mobilized through share capital, entrance fees, deposits from local members, and borrowings from DCCBs.
• Statement (c) is correct: They disburse short-term crop loans to farmers at concessional/subsidized interest rates supported by government interest subvention schemes.
• Statement (d) is incorrect: PACS provide credit to all eligible farmer members (small, marginal, and large farmers alike), not exclusively to small farmers.
• Therefore, (a), (b), and (c) are correct.
• Key Takeaway: PACS operate at the village level with 10+ members, providing concessional credit to all farmer members, not just small farmers.